Important things to consider when starting a job

Childcare

If you have children or care for other family members, you may find it difficult to find work that fits around your responsibilities. State-provided childcare in the UK is relatively low. The government provides subsidies such as free hours and childcare vouchers to offset some of the costs, which depend on your income and the age of your child. More information about the different types of government help can be found here including where to find early education and childcare in your area. Childcare Choices also produce a comprehensive guide.

There are a variety of different types of childcare available in the UK but the availability and affordability of childcare options can vary a lot depending on where you live. In addition to private and public providers, you can sometimes find voluntary and community organisations that offer free childcare in some areas. A small number of employers also offer on-site crèche facilities.

Transport

If you do not drive, it may be difficult, or take a long time to get to work using public transport. This is especially important if you live in a rural area or the job involves working unsociable hours. You can plan your journey online to work out the easiest and cheapest way to get to work.

You may find someone at your workplace to share a lift to work with. Some large companies run carshare schemes and If your employer is not a member you may be able to find someone who works nearby.

In-work benefits

If you earn a low income or are disabled, you may be still be able to claim in-work benefits to top up your wages. This will also depend on the number of hours you work, your immigration status and family circumstances.

Work out if you can claim here.

Tax

Unless you are self-employed, income tax, National Insurance contributions, student loan repayments and pension payments are deducted directly from your wage. Your employer is not allowed to make other deductions from your pay or wages unless it is required or allowed by law, or your contract specifically allows the deduction.

Use this tax calculator to work out what your take home pay will be.

If you are self-employed you must register for self-assessment with HMRC and complete and annual tax return.